Hi everyone, hope you're all having a great Wednesday!
I need some solid life advice as I am really struggling with the thought of continuing a potentially financially disastrous decision. But moving home might be an everything-else-disastrous decision just to save some money which will always come back.
I'm turning 30 in January and have been renting in Sandymount for the past 2 months after moving out of my family home in Swords where I lived for the past 3 years while working.
My workplace is a 20min walk door to door from my rented room which is in a 2 bed in a gorgeous area. I have my own bathroom and there is a very small kitchen and a large living room which I never use. I also feel like I cannot use it as the person I am sharing with constantly is in it and closes the door of it which directly leads into the kitchen, which itself directly leads into my bedroom. I have really severe social anxiety so struggle taking up space and bringing this up to them.
I was out of work for 4 months this year with a severe illness (near fatal) and am still recovering, perhaps will be for another few years. It has debilitated me on every front, so putting myself so close to town versus an at times >1.5 hour commute each way (those living in or around Swords would understand how awful the traffic has been of late with the R132 etc) is massive. But I have found it very tough to actually use my fantastic location and new-found independence to my advantage and force myself out there to meet new people. Still, being able to walk into the office daily and have social interaction is great and been measurably beneficial for me.
I earn €46,192 gross, and take home just about €3,050 per month. Taking home €2,873 right now as I was overpaid while on sick leave, which will end in December. The rent is €1,100, wifi share is €17.50, and only other bill is electric. My share was €170 for the past 2 months (sep and oct) despite me not using the washing machine once (I'm in Swords regularly checking in on my very ill mam), using the cooker only twice, and never stepping foot into the big living room which is constantly heated and lit as they wfh very regularly.
I anticipate a huge increase in the electricity bill in nov + dec and another step up in jan + feb. I have turned my heating on only twice for an hour each time in the past 2 months.
I toyed with the idea of moving back to swords as I can wfh half of the month, but the commute, social isolation, living with an over bearing mother who makes highly inappropriate comments on my health/ weight is devastating on my mental health. I am fighting for my life and mentally cannot afford another huge life change that could derail so much progress.
For 6 years I was fighting bulimia and it absolutely destroyed my life. I have no friends, my memory is wiped and I find the most minimally stressful and mundane task incredibly difficult. I am so proud of myself for getting to where I am, for returning to work, for starting to talk to people about things, but the mountain I have to climb is so daunting and I don't want to return to an environment that is so destabilizing even if I feel more comfortable at home in Swords just so i don't have to be forced to take up space elsewhere even though i know I really shouldn't be so fearful to do such. Even writing this makes me feel so silly as I could make Sandymount work, it just might take some more time.
I have about 50k in a savings account which is for a house deposit from an inheritance, and about 3k in my bank account. Bulimia is shockingly costly not just on the body.
I spent a crazy amount of money (ball park 20k) this summer, but I also had the happiest summer of my 20s and perhaps my life. I have a boyfriend, have met people through him, have gone to a handful of events that have really pushed me out of my comfort zone and have slowly fallen in love with the gym again.
I have a car, no debt, and moving home would entail rent of about €400 a month, and transport costs of about €200 a month.
What should I do?
Thank you so much 💚