I am an artist and I make custom art prints, wall decor, bookmarks, artworks, so I'm thinking on how can these things work with corporate orders? Usually corporate orders are a coffee cup, some hamper, etc. How can I get corporate orders with my artwork?

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Hey everyone, I'm a small construction business owner in California. I run an S-Corp, and I've been dealing with a pretty stressful workers' comp situation.

Long story short, my insurance company is saying I could owe over $20k in additional premiums. The audit hasn't been fully completed yet, so I'm not even sure if that's the final amount.

I'm still fairly new to running a business, and I'll admit I didn't fully understand how workers' comp reporting, payroll, and audits worked. I'm trying to get everything straightened out now, but this whole situation has me pretty overwhelmed.

The business isn't exactly sitting on a bunch of cash, and there's no way I could afford to pay something like that all at once.

I'm wondering if anyone here has gone through something similar.

- Were you able to get your audit amount reduced after providing documentation?

- Do insurance companies usually offer payment plans for large balances?

- Since I'm an S-Corp, could they come after me personally if the business can't pay?

- What actually happens if you can't pay the bill?

- Would I still be able to get workers' comp through another company?

- Is this something I should be talking to a CPA, insurance specialist, or attorney about?

I've even considered just closing the business because of how stressful this has gotten, but I don't want to make a decision without understanding my options.

I'm not trying to get out of paying what I legitimately owe. I just want to make sure the amount is correct and figure out the best way to handle it.

Would appreciate any advice, especially from other California contractors or business owners who've dealt with workers' comp audits.

Thanks!

Hey everyone!
I’m trying to get my first paying client in the website development niche, but honestly, I’m struggling to figure out which approach actually works.
I’ve tried different methods, including posting on Reddit, responding to people looking for developers, and reaching out to potential clients, but so far I haven’t landed a single paying client.
I’d love to hear from people who have experience building websites for clients:
How did you find your very first client?
Where did you look: Reddit, Facebook groups, freelance platforms, cold outreach, local businesses, agencies, or somewhere else?
Did you actively search for clients, or did clients eventually come to you?
What worked best when you were starting with no reputation, reviews, or connections?
If you had to start from zero today, what would your strategy be?
I’m not looking for generic advice like “build a portfolio” or “keep trying.” I’m interested in real experiences and specific methods that actually helped you land paying clients.
Thanks in advance to everyone willing to share their story!

I US-based QA outsourcing setup pays India and Philippines contractors a flat 150-400 bucks per project on NET15, n PayPal fees+forced conversion were taking 4-6% off each payout, while Wise’s rate shifted between day 1 and day 3. The real sht was that we paid from one USD account and let every conversion happen on the contractor’s end, opening a multi-currency acc w Unlimit let us hold INR and PHP and settle in their own currency, which cut the loss to under 1%, mostly the SWIFT fee - Stripe still handles client invoicing, so hear me out, u gotta check what currency you’re actually settling in before locking in a flat fee

There is a man on my street who fixes radios in a room with a hand-painted sign and one bar stool for waiting, and the line at his door is longer than the line at the place with the neon. He has never run an ad that I know of. For a small shop with honest work, what is the least it still has to do to be found by people who do not walk past?

Hey everyone, I recently made a UGC ad

I did the [script / filming / editing / captions] myself, and it took me around 60-90min

Video: https://www.reddit.com/r/UGC_forhire/s/AE72mKiqIC

I’m starting to turn this into a paid service and I’m not sure what a fair price is for a video like this. What would you charge, and what would you improve?

I can also make static ads and put videos and statics together in a package based on what a business needs. If you run a brand or know someone who needs this, I’m happy to talk about it in the comments.

Been working on a project. It's a smaller item that people would have to tendency to occasionally use kinda like some of the general merchandise at a gas station.

It popped in my mind to wonder if there are machines out there like soda machines except for general merchandise or necessities. I wonder what their item price points are and where the machines even are.... how many are even out there??? Know any names of those kind of machine and their stockers???

Thanks

Hello all I run a small business that is mostly online but occasionally has in-person projects where I need to pay local contractors for expenses related to photo and video shoots. People I regularly work with, I set up as contractors in my payroll system to send bank transfers to, but for one off projects it gets a little complicated and I am looking for an easier way. Venmo is great, but the 2% fee is annoying and I'd like to avoid it if possible. Just curious what methods everyone else is using?

Have you ever actually checked whether AI tools like ChatGPT recommend your product when someone asks it for the best tool in your category? I just realized I have no idea whether I show up or not. Is there a free way to see this?

Even if I search it manually, I can't track whether the results are changing or not,

Could you recommend to track my saas appearence in AI tools free?

My dream has always been to start an online boutique I would say for the past 5-7 years but I am honestly scared to get judged for it. I live in a very small town and people talk. I’ve always been into fashion/style. I just want to say screw it and start. Where would I even begin??

Hi E-commerce owner of reddit.
I I am starting a small bracelet business on Online e-commerce in India. But I am getting a challenge that where can I get the packing essentials for my brand?

The main things I need are small corrugated boxes of 5×5×2 dimension , courier bag, small pouches, or small boxes for my bracelets etc.

If anyone can help me with that in getting them on affordable prices and great quality, please let me know. I will really appreciate your help, and this could be a good favour for us.

For personal context, I've wanted to build my online business for a few years now, but i've procrastinated and avoided the work out of fear, fear of responsibility and failure, put blunty. I've made money in the meantime through various gigs; car detailing, delivery driving, facebook marketplace selling, etc.

Now, i'm looking to get a w-2 job to get some real consistent income and impose some structure on my days, while aiming to work on the business in my off hours. Working this job will serve as a punch to my ego knowing where I intended to be years prior and knowing how I could be making better use of my time.

For those who were not putting enough effort into your business, and then later got a regular 9-5 or 40 hour work week job, did this regular job change your perspective or work ethic towards your business? Did the 9-5 serve as a wake up call? Or did nothing change at all, or worsen?

hi everyone! i’ve recently just started a soap business as a college student and I was just wondering if anyone had any advice on like what type of soap do people usualllllyyyy like to use/buy? - scented/unscented. any advice would be great!

[ Removed by Reddit on account of violating the content policy. ]

I've been trying to grow my small social media marketing business, and honestly, finding clients has been one of the most frustrating parts of the entire process.

I offer social media management, content creation, video editing, photography, and paid advertising.

I've spent a lot of time researching businesses, analyzing their social media accounts, identifying areas where they could improve, and reaching out with personalized messages.

I've contacted businesses in different industries, including real estate, healthcare, law firms, construction, and other local businesses.

I've also tried reaching out to businesses in other countries because I started feeling like the market in my country (Dominican Republic) wasn't offering enough opportunities.

But here's the problem.

Most businesses either don't respond, already have someone managing their social media, or simply aren't interested in investing in marketing.

And even when someone seems interested, the conversation sometimes goes nowhere.

What's frustrating is that I'm not just sending random messages to hundreds of businesses. I actually try to research each potential client and understand what they might need before contacting them.

Sometimes I spend hours looking for potential clients, only to finish the day without a single meaningful conversation.

I'm starting to wonder whether the market is becoming oversaturated, businesses are cutting their marketing budgets, or I'm simply approaching client acquisition the wrong way.

I genuinely enjoy the creative side of this business, but finding people willing to pay for these services feels much harder than actually doing the work :c

Curious to find out others would do in my situation

I have built up a franchise business that nets me around £7000 per month , I also have another online business that makes a lot more than that - on course to hit around 250k this year net profit from that business , that’s with zero staff apart from a VA based overseas and my wife 1 day per week

Would you guys keep growing, take someone on and potentially have headaches from employing or focus on refining the business and doing less hours for more money

I’m just interested in what others would do, I’m not looking for people to tell me wha to do, before anyone says only I can decide etc 🙂

What's the most expensive lesson you've learned as a business owner?

guys stay away from this is scamer or avoid any kind of purchase from him he is just a legit scammer from Kashmir

his name - ahsan sufi

ph no - +91 60064 11172

from Kashmir

report him please as much you can and I already the registered an FIR against him to my nearest police station

instagram - @houseofpalav

Hi All! I've built a home maintenance app and wanted to get some real feedback to improve it. How would you recommend that I test?

Anyone else struggle to find an affordable lawyer for their SaaS startup?

I’ve been working on my own personal finance budgeting app, and I’m finally down to the last two big things before launch: getting my Terms of Service, Privacy Policy, and Refund Policy reviewed by a lawyer, and getting cyber insurance that includes Tech E&O.

I’m based in Wisconsin, in case that makes a difference in terms of recommendations.

I haven’t put much effort into insurance shopping yet because I’ve hit a wall trying to find a reasonably priced lawyer.

I already have all three documents drafted. I’m not looking for someone to write everything from scratch, just review what I have, tell me if it’s legally sufficient, and suggest any changes or additional wording I need. I was hoping to spend a few hundred dollars at most, but I’ve had lawyers quote me over $1,000.

I understand legal work costs money, but that feels like a lot for a small, pre-launch solo business that hasn’t started generating revenue yet.

For anyone who’s been in a similar situation, how did you handle this? Did you find a solo attorney who charges by the hour, use a fixed-fee service, or go another route?

I’d especially appreciate recommendations for affordable options that still provide a proper legal review. I want to get this done right, but I also need to be realistic about startup costs.

I run a very small online business selling products on Amazon. Recently, my company was sued in DC over a pocket square that cost only a few dollars.

The lawsuit alleges that the product’s actual fabric composition did not match the material described in the online listing, and that the product did not have the required fiber content and other labeling information. The plaintiff has offered to settle for $10,000 plus additional terms.

I understand that product labeling laws are important, and I take these allegations seriously. I am not saying my company is automatically right. But the settlement demand and the potential cost of legal representation have been overwhelming for a business as small as mine.

The hardest part is feeling that the other side understands the legal system far better than I do, while I may not even be able to afford the legal help needed to defend my company.

I have been struggling with depression while trying to keep my business running and take care of my family. This situation has made an already difficult time much harder.

While searching the DC Superior Court database, I found several other cases filed by the same organization that were listed as open at the time I checked. I also found articles discussing similar consumer protection lawsuits against online retailers and the financial pressure they can create for small businesses.

I am not trying to attack anyone or avoid responsibility. I want to understand my options and hear from other small business owners who have faced similar situations.

Have you ever faced a lawsuit or legal demand where the cost of defending yourself felt almost impossible to manage? How did you find affordable legal help, and what would you recommend to someone in my position?

I would really appreciate hearing your experiences. I hope other small business owners do not have to face this kind of situation feeling alone.

Hi everyone! Can anyone recommend a high-risk payment processor that supports purchases from both U.S. and European customers and offers fast onboarding?

We’re a U.S.-based ecommerce store that has been operating for four years. We sell at-home massage tools, such as neck massagers.

We previously used Kurvpay without any issues processing outside of U.S.. We’re currently with Maverick, but they have concerns about transactions from outside the U.S., so we’re looking for a processor that can support our international customers.

Any recommendations or firsthand experiences would be appreciated. Thanks!

I’m genuinely furious, and I think every small business owner in Australia needs to hear about this.
I run a small jewellery retail business in Sydney.
On 24 September 2026, a customer walked into our store, purchased jewellery worth AUD $4,650 across three transactions, and left with the merchandise.
The payments were successfully processed through Square.
Then came the chargebacks.
One of the disputed transactions, worth $510, was classified as “No knowledge of charge.”
Think about that for a moment.
The jewellery left our store. The payment was approved. And now the money has been returned to the cardholder.
We didn’t just sit back and accept it.
We submitted CCTV footage, transaction records, inventory documentation, staff witness statements and police report details.
We provided the evidence we had.
And what happened?
The bank ruled in favour of the cardholder anyway.
Square’s response? The bank’s decision is final, and there’s nothing more Square can do to challenge it.
Seriously?
How is a small business supposed to protect itself when a completed in-person sale can end like this?
I understand that the card details were manually entered and that these transactions carry additional risks. I also understand that Square doesn’t make the final chargeback decision.
But that doesn’t answer my biggest questions:
Was all our evidence actually reviewed? Was every document submitted? Why was the dispute lost? And why are we left without a meaningful explanation?
We’re expected to pay processing fees, trust the payment system and hand over merchandise once a transaction is approved.
Yet an approved payment apparently doesn’t mean the money is safe.
For a small business, $510 is not nothing. And the total value of the three transactions was $4,650.
That’s inventory, rent, wages and countless hours of hard work.
Small businesses cannot afford to be treated as if these losses are simply part of doing business.
I’m formally challenging Square’s handling of this dispute and considering escalating my complaint to AFCA. I’m also prepared to bring my documented experience to Australian news outlets.
I want answers. I want transparency. And I want to know what Square actually does to protect its merchants when a transaction is disputed.
To other Australian business owners:
Please don’t assume that an approved Square payment means you are protected against chargebacks.
Has anyone successfully challenged a situation like this? Has Square ever compensated you after a final chargeback decision?
Because right now, I’m seriously questioning whether I can trust this payment service with my business again.