Translation:

We reward you for healthy insurance years

For your insurance products listed below, CSS Insurance has not paid insurance benefits due under these insurance terms during the observation period. We are pleased to credit the following bonus for lack of benefits:

CHF 0.30

The amount will be credited to your January premium invoice as a one-time payment.

We thank you for your trust in our insurance company and are happy to provide advice and answer any questions you may have regarding insurance.

———————-

This was sent along with the new policy for 2027, which includes an increase of 40 CHF per month compared to the previous year.

It is just ridiculous

The Swiss 5-centime coin (or "Fünfräppler", as we call it) hasn't always been "golden". Until 1980 it was made of white copper-nickel, just like the other coins.

Since 1981 it has been struck in yellow aluminium bronze, and there was a very practical reason for the change. Do you know why?

Current board wants to make money by going ways Dutti never would have agreed to.

If they dig him out, wind copper wire around him, bury him again and replace his tombstone with a magnet they could make electricity when he rotates in his grave!

Hi everyone!

I wanted to share my experience with the ordinary naturalisation process in Stadt Zürich so far, as I know how helpful it can be to compare timelines with others going through the same process.

After waiting for more than four months at the cantonal stage, I finally received an update that my application has moved to Prüfung Bund! 🎉

Here's my timeline:

• 30.06.2025 – Application submitted
• 17.10.2025 – Status changed to Vorprüfung
• 03.02.2026 – Status changed to Prüfung Gemeinde
• April 2026 – Passed the Grundkenntnistest
• May 2026 – Received the positive decision from Stadt Zürich (Gemeindebürgerrecht)
• 19.06.2026 – Status changed to Prüfung Kanton
• 23.10.2026 – Status changed to Prüfung Bund 🎉

The cantonal stage took slightly longer than the four months indicated on the canton's website.

I'm now particularly interested in what happens next.

For those who have recently gone through ordinary naturalisation in Stadt Zürich or elsewhere in Kanton Zürich:

1. How many days/weeks after reaching Prüfung Bund did you receive letter or invoice?
2. How long did it take from Prüfung Bund to Schlussprüfung?
3. How long after Schlussprüfung did you officially become a Swiss citizen?

If you're comfortable sharing your timeline with exact dates (and your municipality), that would be incredibly helpful!

Hopefully, this post will help others who are currently going through the same process.

Thanks in advance, and good luck to everyone still waiting!

Ordered from them a few years ago without issue, this time ordered 30th Sept for delivery 7th Oct.. Tracking numbers didn't work from the start. Around 15th Oct started to try call them, it's only an AI that totally doesn't work
Eventually emailed them and first got a reply in German saying the order had failed and they would refund the money, next day got a reply in French saying they had cancelled the order and raised a new one .. Still no tracking number for this new order number.. Another week later .. Nothing, no tyres, no refund. Wrote again today saying if nothing in next 3 days i'll seek refund via credit card.

Wish i'd read trust pilot reviews first, total catastrophe on there.

I‘m quite confused by bks veggie product line. How can I make these burgers vegan? For example if I take out the mayonnaise from the whopper is it vegan? Because if I‘m checking the ingredients through the app there is no dairy products listed, the list also claims that the mayonnaise is vegan, but if I order it through uber eats the mayonnaise is said to contain eggs???

I was walking through Hottingen, which is a very nice neighbourhood in Zurich, and thought to myself "Dang, how do these people afford houses this nice in the center of Zurich".

I know there's finance, but I feel like that is a less appealing industry (at least for me), and surely not everybody is in finance, right? And it can't just be people who inherit money, right?

I'm not necessarily asking because I want to pursue a career path like this, but just because I want to kind of know what's out there, ya know? I still have a lot of life ahead of me, and who knows, maybe there is a job worth pursuing more than the one I already plan to (Gymnasium Mathematics teacher).

Anyway, looking forward to your answers.

Posting the question because I just saw a quite young guy delivering Uber Eats with the latest model BMW M3.

I love cars myself, but not that much :-), but it made me wonder why people (assuming) lease a car that they can't really afford.

I bought something last night and want to return it but didn't take the receipt. The migros app only shows that I bought it and how much but doesn't have a receipt PDF like when buying from a regular migros.

Hello sub,

Here is the map of Switzerland made from 1'000 drawings of cantons people have made from memory.

All the drawings are saved as geographical coordinates and positioned precisely in relation to one another on a blank canvas. When several lines converge at the same point, they become darker.

I don't think I am allowed to link my page in the post for you to see the live map and your drawings...

After a lot of struggles, both before and after my pregnancy I finally managed to find a job that suits me.
I will be starting soon, and my employer doesn’t know that I have a one year old child. My husband thinks that marital status and whether you have children must be included in your CV in Switzerland. That seems strange to me because I have never seen that anywhere, and I think he might have misunderstood some information.
During my interview, nobody asked me anything about my marital status or whether I have children. If they had, I would have been honest and told them.
Now I’m not so sure anymore, and I’m wondering if this is actually standard practice in Switzerland. Should I have mentioned it during the interview, or was it completely fine not to?

UPDATE: Thank you for all the answers. I feel much better about it now.

For those who mention that I will have to fill out documents anyway, I know that. I wasn't asking how to hide it or keep it a secret, but simply if I should include it on my CV or mentioned it during the interview.

I went to some shops or supermarkets in Zuri but it seems there are no Amazon gift cards (I need physical not digital). I know about the alternatives in Switzerland but it's a gift for friends who live in Germany. do I have to go to Germany to buy one?

Je vis chez mes parents depuis toujours, mais ces dernières années, le climat à la maison s’est progressivement dégradé. Il y a environ un mois, ils ont décidé de me mettre à la porte après avoir découvert que j’avais passé une nuit chez mon copain. Moins de deux semaines plus tard, j’ai finalement pu rentrer chez moi après avoir accepté de respecter les règles de la maison.

Cette situation m’a surtout fait réaliser que je dois vraiment réussir à devenir indépendante et prendre mon propre logement le plus rapidement possible.
Le problème, c’est que je pars avec très peu d’économies et pas de revenu stable pour le moment.

J’ai 24 ans et je suis Suisse. Mon parcours est un peu atypique :
maturité gymnasiale bilingue français-anglais
certificat de fin d’études musicales au conservatoire en violon
permis de conduire
français et anglais courants
quelques expériences professionnelles dans l’administration, le service et la restauration
j’ai essayé plusieurs fois de faire des études universitaires sans réussir à les terminer
j’avais commencé la HEP cette année, mais j’ai finalement décidé de me désinscrire vu ma situation actuelle

Je dois maintenant avant tout **travailler et avoir un revenu stable**. Je commence chez McDonald’s cette semaine, ce qui me permet au moins de commencer à avoir un revenu, mais j’aimerais trouver quelque chose de plus régulier et idéalement avec un taux d’activité et un nombre d’heures garantis.

Mon objectif n’est pas forcément de trouver immédiatement le travail de mes rêves. Je cherche surtout quelque chose qui me permette de devenir financièrement indépendante, d’épargner et de pouvoir louer un logement.

Je suis actuellement dans le canton de Vaud et je regarde principalement du côté de **Payerne, Yverdon, Lausanne et alentours**, mais je serais prête à déménager ailleurs en Suisse si cela peut faciliter les choses.

Pour ceux qui connaissent bien le marché suisse du travail et du logement, **que feriez-vous à ma place ?**
Quels types de postes devrais-je cibler avec mon profil pour trouver rapidement un emploi stable à 60–100 % ?
Est-ce réaliste de trouver un emploi à 80–100 % sans formation professionnelle spécifique ?
Est-ce que les agences de placement/temporaire peuvent être une bonne solution pour commencer ?
Quels secteurs seraient les plus accessibles avec une maturité, un permis de conduire et de l’expérience en administration/service/restauration ?
Combien faudrait-il idéalement avoir de côté avant d’essayer de louer un studio dans le canton de Vaud ?
Est-ce qu’il vaut mieux commencer par une colocation ou une chambre plutôt que viser directement un studio ?
Existe-t-il dans le canton de Vaud des organismes qui peuvent aider les jeunes adultes à devenir indépendants et à trouver un logement ?

Je cherche surtout des conseils **très concrets et réalistes** de personnes qui connaissent le système suisse : par quoi commencer, quelles démarches faire et dans quel ordre.

En gros, mon objectif est :
**emploi stable → revenu régulier → économies → logement → indépendance.**
Merci d’avance à ceux qui pourront partager leur expérience ou me donner des pistes concrètes.

Hello! I’ll likely be resigning from my job and then out of Switzerland for 11 months, with a few visits throughout the year.

What is the risk if I don’t notify the authorities (kanton, permit/migration, insurance etc) and stay registered and keep paying my bills? Is there a potential issue Im creating for when I return, if I keep everything as if i was in CH the whole time? Thank you!