I am thinking of postponing my Vancouver Marathon to 2028. I have already registered for 2027. But like to see maybe if prices on accommodations might be a little lower in 2028. I noticed that there is no way to refund or even transfer a bib to someone else for the marathon. Seems it is a deferral/ of 75% or something. Does that mean. I can just move registration only to 2028. And I would only be out 35% of what I paid?

or am i losing all my registration and just have to pay another 75% for 2028? explain as it seem confusing?