We were supposed to be in Avon last week but due to the storm, were unable to go. This was the first time in 25 years, so it was bound to happen eventually. We always rent through Midgett and always buy the insurance. Since the entire week was a bust, the policy says we are entitled to a full reimbursement. I called the insurance and started a claim, but the problem is the insurance company is asking for Midgett to provide:

• Proof of Cancellation/Refund.  A letter or statement from the travel supplier showing the cancellation date, amount forfeited and amount refunded.  If no refunds, the document should indicate the amount paid is nonrefundable.

None of that seems unreasonable to me. I've made two phone calls and an email requesting this, and they seem to be completely caught off-guard. At first they said they can't cancel because it would cancel the insurance policy as well. Then they claimed to be compiling all the information in the background for all their affected customers to provide directly to the insurance. This doesn't make sense to me because they have no idea what the customer's insurance claim numbers are nor would it help those who buy policies on their own.

My last communication with them was via email on Thursday clearly requesting they provide exactly as above. Their response was, they have "forwarded this to our accounting department."

Having to wait is not a problem -- it's the sense of them being confused that has me a bit concerned.

I'm going to give them a few more days before reaching out again.

Is it naive of me to assume Midgett, who has been a rental agency on Cape Hatteras for years, should have a process to easily produce the documentation required for the insurance they resell?

Flood advisories through Thursday will delay any rebuild efforts. Trash collection schedules are adjusted on all of Hatteras Island.

My husband and I may come down the weekend before thanksgiving for a little weekend getaway in the Kill Devil Hills area. We were wondering what would be open. We love seafood and a place that serves chowder or bisque would be great too.

Hi Folks, I'm headed down to Ocracoke on the Cedar Island ferry on Wednesday and looking for oysters. This is our first time doing a full week in Ocracoke after our Hatteras plans changed. Anybody have the line on 100 tasty oysters in Ocracoke?

Posting on behalf of my boss who does not use reddit. So we checked out the website and were not able to see any updates as of today about potential cancellations or rescheduling or anything due to the road closure. I believe the tournament dates are Nov 3-7. I am assuming they are just waiting to see how things shape up, but did not know if we had overlooked something. Anyone have any further info? I suggested they check with their rental company as they would probably be keeping most informed on the potential dates of south 12 reopening fully.

Out of curiosity, who stayed anyhow? What is realty company doing about it if you were actually booked through this time? What are they doing if your turnover was Saturday or Sunday and you chose to stay? Are you prepared for the longhaul? We left fast right after notice Friday but, obviously we didnt have to rush.

33 of them in NOAA's records. 5 were Cat 3 or stronger. The strongest was an unnamed storm in September 1944 at 120 mph. Irene (2011) is the bold one.

UPDATE: After taking everyone's advice, I cancelled the rebooking of our original house in Waves and I have booked a beautiful house in Carova Beach via Twiddy. We originally thought we'd stick with our Subaru the entire time but she's pretty new and I'm not keen on the idea of her getting stuck in sand or being exposed to a lot of salty sea spray and having sand being a part of her forever and ever. So I've rented a Jeep Wrangler Unlimited that we'll pick up when we reach the Outer Banks (thank you, Costco car rentals!). I really appreciate everyone's advice and experiences! This has been a stressful week but I'm feeling excited about my vacation again! THANK YOU ALL! And I'm sending all good vibes to those semi-trapped by the NC12 crap! I know it's gotta be a headache. ❤️

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Hi! I've been following this subreddit since the first nor'easter last month, trying to monitor if it would affect travel plans for my husband and I (and our dog 🐶) and thankfully it didn't! I never expected a SECOND nor'easter to come along and really eff things up for us in the end.

We were renting a house in Waves for Oct 24-31 and that is obviously not going to happen so I called the realty company to see if we could switch dates to Nov. 7-14. They couldn't just switch the dates, they could only create a new reservation. We do have travel insurance for the Oct 24 week so I am pretty sure we will get at least SOME money back for that week and if the visitor ban lasts through Wednesday, it looks like we may get a full payout from the insurance company (if anyone knows more about this stuff feel free to share your expertise - the policy is of course written in legalese).

So I've gone ahead and held a reservation for the same house Nov 7-14 and have until the end of day tomorrow (Oct 23) to sign the lease and pay for it. I got insurance for this one as well. The guy I spoke to was super helpful and nice and did disclose that if this current weather event/flooding is still affecting things Nov. 7, the insurance will not cover it because the event has already started. I completely understand that.

But, am I being naive to think that we should be able to get on the island by Nov. 7? I know they fixed NC12 pretty quickly last time but I'm not sure when they will even be able to BEGIN repairs this time. Would visitors have access to the island by ferry even if NC12 isn't fixed by Nov 7? I guess I'm wondering if visitors have ever been kept off the island for weeks at a time due to a weather event like this.

Just trying to weigh my odds here before I commit to signing that lease tomorrow and I know that you guys probably know best. Thanks!

Interesting video and report done by NPR on why collapsing homes at beach front properties are not emptied out before fully collapsing into the ocean. It's dictated by the insurance policies. I have a few posts on here about the home fully furnished and appliances still inside the homes when they knew they would collapse. I just thought I would share this since the report deals specifically with OBX. It's a shame they let all of that go into the ocean and all over the beaches. Seems like they also leave it for the locals to clean up or deal with a lot of times.

Somehow this Reddit community got on my radar. A genuine question. Has anyone considered “managed retreat” of the outer banks? we see the homes falling into the ocean and the roads falling apart over and over again. I expect this will get worse, not better, as the climate crisis continues. Has anyone - elected officials or not - brought up the idea of a deliberate retreat from parts of the outer banks?

Maybe I’m hanging myself out to dry. Sorry if comes off as an insensitive question, I am genuinely curious.

I’ve been going to obx with my family every year for probably 20 years now. We always go to hatteras though and rent a house, so I’ve never been in a hotel or inn on nags head/kitty hawk/kill devil. I’m wanting one night in December for my birthday so i can go to my favorite quilt shop, shout out to Rusty Crow!!! And get a night of uninterrupted sleep (mom to a 14 month old that still wakes up at night 😵‍💫). There’s so many options down there. Ideally we don’t want to spend more than $100 since it’s one night and completely off season. Recommendations are appreciated and places to stay away from are welcome too. TIA!

Hello fellow redditors in OBX. We’ve never met but have been to this slice of paradise many times (Waves) and holds a very special place in my heart. With the weather headed your way, please stay safe!

Good Morning. First of all, everyone please Stay Safe. What is the current situation in Ocracoke? My wife and I are planning on coming there the first week of November. Thanks.

We have a 4(almost 5) year and a 19 month old. Looking for some exciting fall adventures. We have done the aquarium in July and go every year so maybe not that one.

The 19 month old loves being in a hiking backpack, would I be able to do a lighthouse with him in it?

Thanks in advance.

Heading up optimistically over the weekend, planning for low tide travel. Anyone know the general conditions/feasibility during/post this off-shore nor’easter?

Was supposed to head to Nags Head this weekend. Anyone will more experience in the area able to provide any insight what to expect? Should we try to cancel reservations now due to the weather?

my family is having a reunion in hatteras village during the last week of october. my sister and brother in law and i (all early 20s) were hoping to go out for halloween—are there any good, upbeat, friendly, maybe festive, spots?? any recommendations would be very appreciated! thanks!

I am down for the week, what are the best happy hours?

All visitors must leave.

I'm assuming this is taken from the vantage of the dunes, looking back towards the sound. I can't be sure though. Someone with more local history probably knows better.

https://www.weather.gov/media/mhx/DssPacket.pdf

• Saturday morning may be your last chance to get off Ocracoke and Hatteras Islands

● For Hatteras and Ocracoke Islands, prepare for the possibility of being stranded for multiple days. This could be life threatening if you have an emergency

● Becoming more likely that this will be a long-duration event

● Prepare for disruptions to ferries by Saturday evening and lasting into at least part of next week

If you need to get home by Sunday? Better leave today.

Last warm and bright day for a bit, we’re taking advantage!