October is coming to an end, and November expenses are right around the corner.

If you've already worked your hours but payday hasn't arrived, EarnIn Cash Out may help you access part of your earned pay early.

We've shared our experience with EarnIn on Reddit for quite some time. We also have a detailed explanation pinned to our profile, where u/earnin previously responded positively to our transparency about the program.

Our current referral offer for eligible new U.S. users:

- $35 after a qualifying Cash Out.

- Another $35 after a qualifying Early Pay direct deposit.

- Up to $70 total if eligible for both.

The two rewards have separate qualifying requirements. Early Pay requires qualifying payroll direct deposits of at least $250 weekly, $500 biweekly, or $1,000 monthly. Regular bank transfers and P2P transfers don't count.

Referral link:

https://referral.earnin.link/ZHylem

Code: eliz.earn.2

Important: Rewards aren't automatic at signup. Qualifying activity generally must be completed within 45 days of activating the referral. Personal Cash Out limits vary. Tips are optional, faster Cash Out transfers may have fees, and Early Pay's optional early-paycheck service carries a fee. Early Pay isn't available in CT, DC, or MD.

We may also receive a referral reward when the requirements are met. We're independent users, not EarnIn representatives or sponsored promoters.

Offer expires Dec. 31, 2026. Terms apply.

Looking for 1 person to use my referral link. Pm me if you do! https://i.capitalone.com/GvHYMktsE

Rakuten: Get a $30 Cash Bonus when you join and spend $30 at any store!

(Canada ONLY)

You can get Cash Back for shopping at your favorite stores using Rakuten.ca! With over 750 stores, including The Bay, Sport Chek, Canadian Tire, Old Navy, and Sephora, you get paid to shop for things you’re already buying.

Just join http://Rakuten.ca for free. You’ll also get a $30 Welcome Bonus (via PayPal or cheque) when you use my invite link to join: https://www.rakuten.ca/referrer?referrerid=oy71pNnO2F4%3D

Happy shopping!

If you’re into Pokémon or sports cards, PACKZ is worth checking out!
You can open digital packs, keep the cards you pull, or sell them back for credits.

**New User Perks**
Bonus credits after your first purchase using my referral code
First-purchase Stress-Free Pack offer
100% purchase-price buyback guarantee on the eligible Stress-Free Pack if your pull is worth less than what you paid
PACKZ REFERRAL CODE: RKDB5GIW
Use code \*\*RKDB5GIW\*\* when signing up to claim your referral bonus after your first purchase!
Happy ripping! 🃏

The app is Crown Cards. Enter my code when signing up for Crown Cards & deposit $20 for a referral pack worth between $3 & $1000.

Aside from Pokémon cards, the app also offers One Piece cards, sneakers, handbags & sports cards. As well as daily, weekly & monthly quests/bonuses with different events going on too. Current event is the Halloween event.

Code: TOMOS

Thank you in advance & good luck!

If you’re comparing UK energy suppliers, my personal Octopus Energy referral link gives you £50 account credit after an eligible switch and qualifying first payment. I receive £50 credit too!

Referral link:

https://share.octopus.energy/snow-raven-390

Enter your postcode through the link to obtain your quote. And while I love Octopus, please compare the tariff’s unit rates, standing charges and estimated annual cost with your current deal before deciding!

This is my personal referral link, and not an official Octopus advertisement.

here are fresh codes, good for 10% OFF of Google Pixel phones at https://store.google.com/category/phones?hl=en-US . PLEASE let me know if you use one so i can delete it and avoid people wasting time trying to use claimed codes.

REF-0D2BX6ALV6274U7ERRGEHPY

REF-WSN5PAP38WVXFPAQYISUTMD

REF-J4ZIG221KCHKJBZ20EEZCB3

REF-4ZX303SFIVDYR4OS7FXYWGG

REF-W76LUC1JQDKIJFGUULJ4X6J

REF-6RUN4CBX80LIVDAH74G3SBW

REF-KXU85DG3OVRIDAD8XZ4TD5K

REF-UPJMKWLD192MQGXF8058OEA

REF-4EURFT2HKYPI0KT44FPTDVV

REF-5EBSR7TA8PPVD5IQ7MBTWS5

I can earn $50 if anyone signs up using my referral link:

https://i.capitalone.com/GIIJmnYEx

They send it as a transfer directly into your bank

www.avenadvisor.com

Referral code JENNIF56264

Get a free $5 when you make 5! Make money by playing games! I've already withdrawn over $30 from this app and you actually get a decent amount from it. Thanks in advance to anyone who signs up

https://go.scrambly.io/wWKcDS

I have no deal with this app, I just use it

What you get: $50 Instantly(Up to $250)

Steps: WeBull Canada has a promotion where you can get $50 CAD when you sign up using the Referral Code link below. Once you sign up, you need to deposit $500 as your initial deposit to receive $50. You will receive the $50 Voucher once your deposit has settled. Once you receive the $50 in your account, you can then withdraw ALL $550. No catch, no holding period. You can additionally fund your account $20,000 for an extra $200

Cost/catch: No catch. You receive the $50 Voucher within 3 business days. Once you receive the $50 in your account, you can use it, sell the stock then withdraw it along with the principal $500

And you can get an additional $200 if you fund your account $20,000

Who qualifies: Any Canadian with a valid ID

Expires: Jan 10 2027

https://www.webull.ca/s/lBUcaFxmS980HTT64B

If you’re into Pokémon or sports cards, PACKZ is worth checking out!
You can open digital packs, keep the cards you pull, or sell them back for credits.

New User Perks
Bonus credits after your first purchase using my referral code
First-purchase Stress-Free Pack offer
100% purchase-price buyback guarantee on the eligible Stress-Free Pack if your pull is worth less than what you paid
PACKZ REFERRAL CODE: RKDB5GIW
Use code **RKDB5GIW** when signing up to claim your referral bonus after your first purchase!
Happy ripping! 🃏

If you are planning to subscribe to Kling AI for the first time, you can use my referral code 7BYEAXAVM45E:

https://kling.ai/h5-app/invitation?code=7BYEAXAVM45E

Kling’s current terms say eligible first-time buyers of an individual monthly, quarterly or annual plan receive 10% extra credits for the first month, capped at 1,500 credits. Seven-day trials are excluded. Please check the current offer at checkout.

Disclosure: I receive 200 Kling credits for each successful referral.

Referral for jackpot go: LPUUV11X

Must enter code AT SIGN UP to earn spin :) You can share your invite code and do the same

Gives free bonus cash spin, wheel lands on amounts like $2 or $5 most of the time (never less than $1).

Best option is squirrel what you win and collect it. Pretty fair going game, have cashed out several times

Best, most consistent machines:, mummy Mia, flashin fortune, cash whirl, super hot chillies, 4 pots diamonds, 7 diamonds

Favorite: mummy Mia, best consistency

Stop overpaying on everyday essentials! Sign up for the free Upside app using my link or code 347BN to score an extra $15 cash back on your first purchase of $10 or more.

👉 Get started & grab your bonus here: https://upside.app.link/ZHmQZzfss7b

Help me on TikTok Pro. You can also play Spin Quest for the opportunity to get Stars. https://pro.tiktok.com/t/ZT9yh5nsJdBHH-1KcTb/

Gift cards and more discounts

Get your own refferal link and make free money

I recently booked a dentist appointment through Opencare and was surprised at how easy it was — plus I got a $150 prepaid card after the visit!

How it works:

1. Book an appointment through Opencare
2. Appointment must include a new-patient exam + another service (e.g. cleaning)
3. After your visit, submit your receipt on the Opencare site to claim your reward

Reward:

• 🇨🇦 Canada: $150 Prepaid Mastercard
• 🇺🇸 USA: $150 Prepaid VISA

Referral link (we both get the reward):

👉 Opencare Referral Link

More info / eligibility: Opencare Support Page

(Contains a referral link — both of us receive a bonus if you use it.)

Get up to $20 to use in the Mercari app when you use my code. Mercari has a HUGE variety of items with good prices, find what you are looking for today! Use code GTGNWE when you sign up to get $10 on your first purchase, and $10 after completing sales!

Here's a referral code to get a $60 credit when you join Google Fi Wireless! Redeem it at https://g.co/fi/r/5U31EJ

Muse is Meta's personal Al assistant app. Chat, voice, daily briefings, shopping help, price watches, reminders, that kind of thing.

Invite code: F4Y67J

Reward: Free 1B Muse tokens

To Redeem: open the Muse app > Settings > Redeem token > enter the code.

One Billy For Me, One Billy For My Homies.

Disclosure: this is my invite code.

Availability in following states: CT, DC, DE, MD, NJ, NY, PA, VA, WV

Here is direction, follow the order for ($400):

1. Register using following referral link:

https://io.referlive.com/jmVzdP

1. Open a new M&T MyChoice Premium Checking account using below link and the same info used to register for referral. If info different the referral bonus will not pay out.

https://campaigns.mtb.com/premium-checking

1. Set up qualifying direct deposits, totaling at least $1000 within 90 days of account opening.

2. The $350 bonus post roughly a week or so after direct deposit qualification is met.

3. The $50 referral visa gift card takes a month or so to be mailed to your address from M&T.

Simply use my referral link to sign up your Wise account today, and get rewarded with a Wise Debit card shipped to you totally free of charge!

If you signed up for Wise without a referral link, you can still use mine at https://wise.com/invite/use-invite-link to claim your rewards!

🟡 American Express Gold Card (€20/month) – Apply here

• Airport lounges: 4 free Priority Pass lounge visits per year, at 1,300+ lounges worldwide
• Lounge On the go: free breakfast, lunch or a light dinner twice a month when flying from Schiphol, Rotterdam The Hague or Brussels
• Dining for 2: a free 2-course dinner for two once a year at selected restaurants in NL and Belgium
• Points + insurance: 1 Membership Rewards point per euro, plus purchase protection, travel insurance and a money-back guarantee
• Extras: up to 4 free Green Cards for family, and hotel perks at 800 hotels in 30 countries

⚪ American Express Platinum Card (€75/month) – Apply here

• Unlimited lounge access: 1,550+ lounges worldwide (Priority Pass, Amex, Plaza Premium), including one guest
• Privium: fast security and border control at Schiphol, plus Fast Track at Eindhoven
• Hotel status: instant Hilton Honors Gold, Radisson Rewards Gold and MeliáRewards Gold, plus Fine Hotels & Resorts perks (room upgrade where available, $75 on-property credit per stay)
• Dining for 2: three times a year
• Top-tier insurance: comprehensive travel and cancellation cover

Referral offer only applies if you haven’t held an Amex card (main or supplementary) in the last 12 months. Current bonus and terms are shown on the application page. Questions welcome!