r/Omatalous • u/NoJaguar3961 • 4h ago
English Nordnet Superluotto vs. IBKR margin — which would you choose?
I have a €120k investment portfolio. I’m considering borrowing 50k-100k to invest in broad-market ETFs for the long term.
The plan is to keep the loan money invested while I pay only the interest. After 7-10 years, I will sell the investments and pay the loan back. What do you think of this strategy?
I’m currently leaning towards IBKR because its margin interest rates (3.9%) seems lower than Nordnet’s Superluotto (4.6%) rates.
I know many of us are using Nordnet superluotto, but has anyone borrowed from IBKR? How is the experience? What interest rate did you get?