Hi was looking at doing some bank switching / new account referall. Will opening / transferring between mutiple accounts cause issues with uc

I am in the process of applying for PIP for anxiety/depression and have all of my GP notes/referrals/medication but struggling to understand how to prove I can't do certain things

Eg. How do you prove, other than your word and a letter from a family member that you need prompting to wash/get dressed/eat/cook? There's no way to actually prove these things even though I struggle with all of them. I don't eat until my dad either prompts me or physically gives me something, I don't shower or get dressed unless someone is nagging me to every day but again there's no proof of this?

How do you prove that you can't engage with people in person?

Again all of this could be written in gp notes but then again just because you said it to the GP doesn't prove it's actually true

Before anyone comes for me, yes me and my husband both work but we are entitled to UC.

We have savings of around £7500.

My car is 16 years old and on its last legs (I need a car for work) it needs a lot of work doing and ive been told this really is the last MOT worth putting the car through.

We have a loan on my husband's car (balance is £3000) we would like to take money from our savings to pay this off, avoid interest and save money to be able to get myself a newer car in a years time. Basically we do not want to have 2 cars on finance/loan at once. We have lost jobs before through redundancy so just dont like taking things on credit.

Im worried taking such a big amount out will flag things on the system. Are we able to do this? Basically spend our money? The loan is a barclay loan, paid from my husbands barclays bank account. You can see the payments each month and if we pay it, it will show on the statment where the money has gone. I did think could we send them a message to say our intentions?

Any advice would be much appreciated especially if you have done something like this yourself...

I get maintenance loan of £12577 and a part of that is sse of £4582, I also told them my course finishes in June.

Is this really the right amount deducted? I thought it would’ve been £700

(This is for some advice for my sister in law)

She's currently working less than 16 hours a week and her husband (my brother) is self-employed and not really working at all currently and they're on a joint Universal Credit claim.

Her daughter has recently qualified for DLA, but she doesn't want my brother to find out because he has substance abuse issues and will view the extra money as a chance to indulge. It's only marijuana, but in the past he's prioritised buying it over paying for food, bills, etc and will see any extra income as more money he doesn't have to contribute and can spend on himself.

My SIL is aware that it will show up on their joint UC claim, but is dreading it and was looking for some advice about how best to keep the DLA completely separate from my brother so it can actually go towards the daughter.

I've suggested calling UC or DLA to speak to someone for advice and having the DLA paid into a separate bank account if possible, but any advice would be more than appreciated!

Just looking for some advice to save a phone call.. I have received my son’s DLA renewal form, his claim ends at the end of March 2027. I am currently waiting for his new EHCP to be finalised (we did the yearly review in July), there’s A LOT of new information to be added to this years EHCP as he’s transitioned from primary school to high school inbetween. Mainstream high school has been a total disaster and we are now slowly transitioning to an alternative provision full time, anyway I’m just wondering how long I’m able to wait to send the DLA forms back so I can ensure I have the new EHCP to send with it as it helps explain the majority of his struggles in one document or what should I do if the final draft of the EHCP takes too long? I don’t want to cause any gaps in the dates/payments.
Thanks in advance :)

Hello, I was hoping to get some advice please. Without getting into too many personal details I currently recieve Universal Credit due to long term health issues, and I'm in the LCWRA group. I currently live with my parents. Most of what I recieve each month is transferred to them, because all household bills are paid by them - groceries, energy, council tax and so on. So that is my contribution to those. In addition to that though we also shop for many things as a family, whether that be amazon, clothes and whatever else. So for example if someone is ordering from amazon, the rest of us are asked if we want anything from there too. I do buy things for myself, and to be clear I am free to do that, there is no control or coercion or anything like that. It's just how we've always done things for convenience and fewer delivieres to worry about. But that means there isn't much being directly spent by me, with most of my UC going to my parents. It's not something I really thought about before but reading other posts here, I gather it may look strange if my bank statements were ever requested for review. So going forward I suppose it would be better for me to purchase things for myself on my own card. But with regard to sending money to my parents for household bills, is there a proper way I should be doing this in terms of frequency and properly labelling transactions? Thank you.

Every single time theyve had no issues with my statements but i dont understand why they want to check every year? If it's a random process surely it wouldnt every year for 3 years straight!

Hi, I’m in the support group and I’m due a review 28th November. I’ve not had my papers through the door yet and I know there’s a backlog but I can’t find much info on it, does anyone know how long it might take to get my papers?

Hi

My MiL submitted a change of circumstances saying she is not fit for work.

It said she can self certify for 7 days then she needs a sick note.

Within the 7 days we got the sick note for 31 days but there is no place to upload it.

I put a journal message asking what to do but nobody replied for a week.

I have now just left a message with the link we received from the health centre.

How are we supposed to submit the FIT note?

Thank you

Hi wondering if anyone can help answer this as UC are not answering the question.
So I work 38 hrs per week and my net pay is 1875 per month. I have 2 children, youngest one is 2.5 years old.
My partner stays at home and I work. However his claimant commitment has changed to spending 25hrs per week looking work. I didn’t have children to let someone else care for them so until he is of school age me and my partner have agreed one of us will stay at home I’ve decided to work as I’m currently progressing up through management. If we are earning over the AET Why is he required to look for work? I am working full time why do they expect us to leave a 2.5 year old in childcare which would be more expensive for UC If they pay 80% of the cost. I don’t understand why he needs to look for work? Any one know the answer to this. Thanks

Just interested in a take on this. I'd like to attend some tribunal hearings to gain some experience as a member of the public. Just sitting at the back the room. Is this likely to cause problems? Has anyone any experience regarding this? As I'm aware this can and cannot happen according to the judge on the day. Is that right? Thanks very much.

Still still feel like I’m struggling on that.

The reason is that I have ongoing lower back pain which, over the last couple of months, has caused me a lot of trouble and disrupted my life. Just when I believe I am feeling better, the pain strikes again, and in this situation, it has been hard for me to find and keep a long-term job.

Furthermore, both my UC and Get Set UK work coaches are pressuring me to apply for as many jobs as possible. However, there are very few jobs available on the market that I can apply for without causing further damage to my precarious health, and of those, over 80% require specific skills that I do not possess.

Therefore, if it's possible, I want to step back from the claim for now. I refuse to destroy my health trying to force things; I want to wait until I make a full recovery so I can find suitable work when I'm genuinely ready. I am fully aware that this will impact my Universal Credit award and that my payments will be reduced, but I must state clearly that my physical and mental health is far more important than that money. This is not the first time I have gone through such an episode—suffering from acute pain that knocks me down—only to have work coaches pressure me to look for work and send me to various training or requalification courses that have brought zero medical benefit, and in fact, only made my condition worse.

Many thanks to ppl which takes time to reply me.

I get Universal credit and PIP, total amount I get is £1800 a month.

I have £4000 in savings.

I sent a message in my journal asking if this meant I was near the £6000 limit, and the reply was that I can continue to save until I get to £6000, and still get the £1800.

But I saw one of these sickness influences say that the £6000 limit includes all your capital including money you get paid.

Who’s right?

Hello. Does anybody know how long a dla renewal is taking? I’ve sent the forms off this afternoon. If successful again, will we receive a letter stating the awards and dates etc? Thanks

Hi everyone, sorry if it seems like I'm rambling, but I do need help with this please. So thought I'd come here to get some advice about an issue I'm experiencing. I'll give you all a run down of the details.

So I was on ESA for years alongside PIP, got placed into the 'Work Support Group (can't remember the exact name) and was told I wasn't expected to look for work. Years later, 2025, I'm told to move over to UC. Now this is where I became aware of an issue. I was paid significantly less than what I was paid on ESA. Enquired about it, was told I'm in the Work Related Activity group, started having weekly phone calls etc. So my appointee asked why I was now getting weekly calls and why my money was less. They restated that I was not under a requirement to look for work (after providing my 20+ years of medical history) and that the calls would be every 3 months. A quick check in to see how things are going. But they didn't explain what went on with the money for 4 months-ish. We was then told that I was never in the higher group of ESA and that I wasn't moved into the support group as it was a migration to UC and not a full re-evaluation. We said that we provided our updated health records and updated with new conditions and worsening health when I was moved to UC. We also asked why I haven't been re-evaluated as I provided this information at the very start. UC haven't made an progress on my claim, I believe I also haven't even been passed along to the folks who deal with all that. My coach gave me the run around for months saying we're looking into this etc. 3-5 calls over 10 months and it's still the same story. Nothings been updated on my journal. I was told to provide sick notes a few months back, September -ish, went and done as requested, but then the bloody system wasn't letting me add a sick note, UC blamed me for this until I went to the JC to query the issue. They agreed it was a fault of the system as they couldn't do this specific task either. I've then explained all this, the unhelpful work coach, my thoughts that they're messing me around, that my health changed before joining UC and that we've got evidence to prove such. We've still had no action. I just keep being told there's a backlog, but I see nothing to say I've been put on a list or whatnot.

So my question is, what do I do? I've read that I could be entitled to back pay if I've got my health evidence (which I do) but I'm not making progress with UC, the people who I'm supposed to be dealing with. So where or what do I do next?

Sorry for the long post, and an early thank you to any knowledgeable people who can correct me or give some pointers.

I had my PIP assessment on the 19th October, and it lasted for 26 minutes. My mother was present, the nurse was absolutely lovely and I was able to speak with her. My condition is NOT mental to a drastic extent, and is instead extremely physical. I have mountains of medical evidence including specialist appointments to back this up, and I included so much in my initial application.

I have just received my PA3 in the post, and have read through it to see that for every single section, it has been ticked ‘can manage xyz’, ‘can take xyz’. Her report contradicts these statements, and also she keeps mentioning that my conditions are ‘discounted’ because I haven’t got mental impairments or that I haven’t had any injuries due to falling??

I feel so lost at the moment, and I really did think my assessment was correct and extremely thorough, and that I explained every single thing well. What can I do from here? It’s taken months to get to this point, and now I’m waiting for the letter to show that I’ve scored nothing and it’s filling me with dread. I’ve lived in genuine agony since I was 11 years old, and I feel so disregarded and deceived.

Is there a way to appeal or report anything as incorrect before the decision comes in, or will I have to wait and then appeal? How does the appeal process work, also? Thank you all so much, you’ve been an absolute blessing to speak with whilst this goes down.

Hi, im 24 i applied for PIP back in may after I lost my job & then June I was made homeless so I had to go onto universal credit.. finally I have received the text to have a in person interview with pip.. is there any advice?

Wondering if anyone would be able to help i receive my daughters dla payment every 4 weeks today it was pending on my bank pock it at 16.48 which is normal at about half 6 I receive my payment but this evening my payment was declined

I got awarded standard daily living for ocd and long Covid. It had to go to tribunal.
This is now up for review. I have sent the review form in which is very thorough. The whole good days/bad days was difficult to explain because my ocd is always present. Since tribubalmi got diagnosed with adhd and I have a couple of reports from my psychiatrist who manages my medication and, in his report out that I have a severe, disabling ocd which affects my daily life. He also put a brief description of my ocd with regard to driving. I also have a statement of fact from my therapist who states my ocd but couldn’t go into any detail due to confidentiality as my ocd is linked to childhood sexual abuse. I sent in my medication evidence from my gp. Also a statement from my mum and dad about how they help me my mums wasn’t particularly descriptive as she had the start of dementia.
I have seen multiple things that suggest that your evidence has to directly match the descriptors which my evidence doesn’t directly do. Will this affect my review? I’m so so anxious about this whole review it’s making my mental health worse & I can’t sleep at night.