r/BorrowNew • • 11d ago

Meta Verification Enforcement

24 Upvotes

Link to the verification templates and information post here: https://www.reddit.com/r/BorrowNew/s/i1a4a42xue

Verification will be required when a lender or borrower meets or exceeds a specific activity threshold equal to three times higher than their current flair rank for lent/borrowed amounts. This is in addition to loan count/unique borrower count as specified in the above post. Please review the verification requirements thoroughly.

Example for Lenders: If a lender reaches a Gold level of activity ($5,000), they are required to submit verification for, at minimum, Bronze. If a lender reaches Sapphire-level activity ($50,000), they are required to submit verification for, at minimum, Platinum. (And so on.)

Example for Borrowers: The requirement is a bit simpler for borrowers; you must submit for, at minimum, Bronze if your borrowing level has reached Platinum ($5,000).

This measure ensures the safety of the community as a whole for lenders and borrowers alike by requiring verification at key milestones.

As the verification process has now been in place for 6 months, it is mandatory for any lenders or borrowers who fall into the above scenarios to submit for their verification within the next two weeks. The deadline for this requirement is 10/31/26.

Thank you for your participation in the r/BorrowNew community and your continued support of the processes that help award and validate legitimacy on the sub!


r/BorrowNew • • Apr 09 '26

Verification Templates are now available, and new tiers are easier to achieve.

42 Upvotes

After reviewing the verification requests for a few months, I am choosing to reduce some of the harder to obtain benchmarks and encourage higher flairs to be more readily achieved. The sticky post has been updated to reflect these changes and include the new verification templates.

Below are the updates to our requirements.


Lender Requirements: Less unique borrowers required:

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount lent is unchanged at each tier.


Borrower Requirements: Total loans repaid required.

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount repaid is unchanged at each tier.


Verification Templates:

To create your own copy of this document simply use

File -> Make a Copy

Then substitute the template rows out for your own data.

Lender: https://docs.google.com/spreadsheets/d/1HnkcXtg7pNYsu5uEWd5YqUF9w5HDsSSaowLK8g1WI0M/edit?usp=sharing

Borrower: https://docs.google.com/spreadsheets/d/1ga6bPmsdlC8ZBVCDqLXKCucyvPpjMs2q6LUW-FNiXV8/edit?gid=1829969346#gid=1829969346


r/BorrowNew • • 53m ago

Unpaid Unpaid (most likely)

• Upvotes

Have been trying to get in contact with user Rocinante9920 and been getting radio silence. Lent $250 for $350 payback in a week. Whats ironic is he said he was an elementary school teacher and I even complimented him on the profession. Tried to click on his Reddit profile and it shoots back an error. I’ve got all the screenshots as well.


r/BorrowNew • • 5m ago

Loan Needed [REQ] $100, ON Canada, repay $120 11/3, need for rent, etransfer or paypal

• Upvotes

just a bit short on rent this month n need a little boost.

I just started a new job so my EI payments stopped but i haven’t been paid from the job yet.


r/BorrowNew • • 11m ago

Loan Needed €50 repay next Friday (30th) €70. Europe, Finland (Paypal, bank transfer)

• Upvotes

I had to quit my job as a practical nurse because severe spinal cord injury and finally getting my insurance money friday. So If there’s any kind soul who could help me to survive this day and tomorrow I’ll promise to loan someone €50 when needed.


r/BorrowNew • • 35m ago

Prearranged Loan [PRE] with u/tight_tomatillo_172 £200. Repay 11/27

• Upvotes

Back again, same lender, same amount. Really grateful for all of their help. Thank you!!!


r/BorrowNew • • 41m ago

Prearranged Loan [PRE] with Tight_Tomatillo, $40 payback $50, 10/29/26

• Upvotes

r/BorrowNew • • 1h ago

Loan Needed [REQ] ($50) (Kansas City, MO, USA) (Repay $70 on 11/6/2026) (PayPal, Venmo) Phone bill

2 Upvotes

Hello! Needing some money to keep my phone service active until I receive my first paycheck at my new job next Friday. Any help is appreciated!


r/BorrowNew • • 2h ago

Loan Needed $650, FL, Repay $750 on 11/30, Paypal / Cashapp / Venmo, For U-Haul, storage payment, night or two at a motel.

2 Upvotes

It's a big ask but unfortunately after using my whole paycheck to cover the mortgage payment this month I found out my wife was cheating.

I need to pack all my shit up and get it into storage and find a motel to stay in for as long as I can afford till next paycheck.

I'm a new borrower but I have my W2 for proof of income.


r/BorrowNew • • 2h ago

Loan Needed Req [$5] repay[$10] on 11/4. [Paypal] building trust with this sub

2 Upvotes

Hey Just trying to create a loan history with the sub. $5 and ill pay back $10 in a week.


r/BorrowNew • • 7h ago

Loan Needed [REQ] $20, repay $30 November 6, Sydney Australia, PayPal/Pay ID

5 Upvotes

I'll try again, not having much luck on here. Needing $20 to pay for public transport fares. We have whats called opal cards here for public transport and the min top up for adults is $20.

I pray somebody is willing to take a chance on me.

Thankyou in advance


r/BorrowNew • • 12m ago

Loan Needed [REQ] $200, Repay $300 11/12/26 WI, USA (Paypal, Chime, Venmo) Storage Unit Fees & Gas

• Upvotes

Howdy folks! I'm in a bit of a pickle and could use assistance. A couple of unexpected expenses poofed my paycheck and I am out until next payday.

I will admit I procrastinated on paying my storage unit fees this month, and I'm in danger of it entering lien status soon. Gas prices are also crazy at the moment and I am running on fumes. I am currently the sole breadwinner in our house, my fiancé has been out of work since May with two herniated disks.

I have one previous successful loan and I can provide proof of that, as well as whatever documentation (ID, paystubs, etc) is needed.

Thanks in advance!


r/BorrowNew • • 10h ago

Prearranged Loan [PAID] $100 loan with $120 repaid on 10/27/2026 by u/Aznpersuasion717

7 Upvotes

Original post got nuked, wanted to document repay for the public record. Thanks u/Aznpersuasion717 !


r/BorrowNew • • 20m ago

Loan Needed [REQ] 100$ Europe, EU, Poland, Lubuskie. Repay 120 until end of November. For utilities and basic clothes.

• Upvotes

Hello. I'm in need of 100$ to buy some utilities and basic clothes (like jeans and t-shirts and something warm, from second hand). I'm waiting for my paycheck but this will be on November.


r/BorrowNew • • 14h ago

Unpaid [UNPAID] u/Kendal808

12 Upvotes

Loan Post: https://www.reddit.com/r/BorrowNew/s/3dcarwypbM

Borrower: u/Kendal808

Our 1st loan was “iffy” but he made it right. This loan has been no communication since funds were sent. Please reach out and make this right.


r/BorrowNew • • 1h ago

Loan Needed $400, OH, Repay $500 on 11/9, PayPal, supplementing paycheck to pay bills

• Upvotes

Hello all,

I recently was under the weather and found myself unable to go to work, which led to me not working the longer days at my job and a smaller check as a result.

I work both part time and wfh so to make the repayment will be simple now that I’m healthy, but at the moment I want to get back on track for the sake of my financial plans.

Any assistance is appreciated, and thank you to all the members for your contributions. Regardless of the outcome, I’m grateful for the non-predatory alternative to borrowing.


r/BorrowNew • • 1h ago

Loan Needed {REQ}$35 FL Repay $45 10/31 Cashapp/Apple pay for Lyft rides

• Upvotes

Hello everyone! I had to re-do my post formatting lol I am in need of a small loan so I can get Lyfts to the last couple days of my training program(my bestie drove me when she had the free mornings but has since returned to work 😮‍💨). I get paid on Halloween morning so I’m fully prepared to repay immediately that morning. Thank you so much for your help!


r/BorrowNew • • 5h ago

Prearranged Loan [PRE] u/Prestigious-Fix1377 ($120) payback ($155) on 11/04/26

2 Upvotes

r/BorrowNew • • 1h ago

Loan Needed [req] $500 repay $600 by November. Canada NB. PayPal

1 Upvotes

r/BorrowNew • • 2h ago

Loan Needed [REQ] $100 — Repay $130 by 11/13 — Chime/PayPal/Venmo

1 Upvotes

I’m looking to borrow $100 to help cover some clothing and other necessities following an unexpected death in my family.
I can provide any verification that’s needed and can repay $130 by November 13th.
I understand if you need additional information before considering it. Thank you for reading and for any help you can provide.


r/BorrowNew • • 2h ago

Loan Needed Requesting loan USA Tennessee $150 pay back $200 on 11/6 Venmo

1 Upvotes

r/BorrowNew • • 2h ago

Loan Needed [REQ] ( 160$) - (#port Elizabeth, Eastern cape, South Africa), (monthly?), (paypal/PayPal)

Thumbnail
0 Upvotes

r/BorrowNew • • 2h ago

Loan Needed [REQ] $50, Philippines, paypal, payback $70 on 11/5, House Rent

1 Upvotes

Hello good day! My salary is 5/20 every month, and need to pay rent now!


r/BorrowNew • • 2h ago

Loan Needed [REQ] $50, Philippines, paypal, payback $70 on 11/10, needed for my child's halloween event

1 Upvotes

Trying out my luck again to find someone who can lend me money for my child's upcoming event. I work as analyst for one of the world's largest financial corporation for 5 years and you can always have my employment verified. I'm on a tough situation right now since we just moved house and we've had a lot of unexpected expenses for the past weeks. I also wanted to build some trust here ☺️


r/BorrowNew • • 9h ago

Loan Needed [REQ] $45, Texas, Repay $55 on 31 OCT 2026, short term loan until payday. (Zelle or Paypal)

3 Upvotes

Just need a little money to cover food for 2 more days. I'm new here. Any help is greatly appreciated I just need a little help to get by. Thank you.